Debt collection
Account Discovery Systems debt collection complaints
Consumers have filed 132 complaints about Account Discovery Systems's debt collection. See the whole Account Discovery Systems record.
Account Discovery Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Account Discovery Systems | 0 | - | - |
Latest Account Discovery Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 3, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 25, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Oct 8, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 4, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 18, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 29, 2018 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jul 30, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jul 27, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 26, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jul 20, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 4, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 9, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Mar 22, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 7, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 23, 2018 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Feb 21, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 20, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 14, 2018 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Feb 6, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 19, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Nov 21, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 18, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Nov 17, 2017 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 10, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 28, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 21, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 14, 2017 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Aug 30, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Aug 28, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 18, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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