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Debt collection

Account Discovery Systems debt collection complaints

Consumers have filed 132 complaints about Account Discovery Systems's debt collection. See the whole Account Discovery Systems record.

Account Discovery Systems against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Account Discovery Systems0new--132

Every debt collector ranked

Latest Account Discovery Systems debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 3, 2017Debt collectionThreatened to contact someone or share information improperlyContacted your employerMOExplainedYes
Apr 29, 2017Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Mar 30, 2017Debt collectionCont'd attempts collect debt not owedDebt was paidSCExplainedYes
Mar 16, 2017Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtWIExplainedYes
Mar 9, 2017Debt collectionImproper contact or sharing of infoTalked to a third party about my debtWIExplainedYes
Mar 8, 2017Debt collectionImproper contact or sharing of infoContacted employer after asked not toWIExplainedYes
Feb 22, 2017Debt collectionCont'd attempts collect debt not owedDebt is not mineFLExplainedYes
Dec 30, 2016Debt collectionDisclosure verification of debtRight to dispute notice not receivedWVExplainedYes
Dec 28, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtWAExplainedYes
Nov 19, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtTNExplainedYes
Nov 3, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtILExplainedYes
Oct 20, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineOHExplainedYes
Sep 21, 2016Debt collectionCommunication tacticsThreatened to take legal actionTXExplainedYes
Sep 19, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedYes
Aug 26, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineNMExplainedYes
Aug 21, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftNJExplainedYes
Aug 12, 2016Debt collectionCommunication tacticsUsed obscene/profane/abusive languageSCExplainedYes
Jul 27, 2016Debt collectionCommunication tacticsFrequent or repeated callsRIExplainedYes
Jul 26, 2016Debt collectionImproper contact or sharing of infoContacted employer after asked not toCAExplainedYes
Jun 29, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtMIExplainedYes
Jun 28, 2016Debt collectionFalse statements or representationImpersonated an attorney or officialTXExplainedYes
Jun 23, 2016Debt collectionCommunication tacticsThreatened to take legal actionMOExplainedYes
May 5, 2016Debt collectionImproper contact or sharing of infoContacted employer after asked not toVAExplainedYes
Mar 21, 2016Debt collectionFalse statements or representationImpersonated an attorney or officialALExplainedYes
Feb 24, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineNJExplainedYes
Feb 23, 2016Debt collectionTaking/threatening an illegal actionAttempted to/Collected exempt fundsGAExplainedYes
Feb 11, 2016Debt collectionCommunication tacticsCalled outside of 8am-9pmCAExplainedYes
Feb 9, 2016Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Jan 24, 2016Debt collectionImproper contact or sharing of infoContacted me after I asked not toCAExplainedYes
Jan 19, 2016Debt collectionDisclosure verification of debtNot disclosed as an attempt to collectAZExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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