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Debt collection

Account Discovery Systems debt collection complaints

Consumers have filed 132 complaints about Account Discovery Systems's debt collection. See the whole Account Discovery Systems record.

Account Discovery Systems against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Account Discovery Systems0new--132

Every debt collector ranked

Latest Account Discovery Systems debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jan 14, 2016Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Nov 5, 2015Debt collectionCommunication tacticsUsed obscene/profane/abusive languageKSExplainedYes
Sep 30, 2015Debt collectionCommunication tacticsFrequent or repeated callsALExplainedYes
Aug 29, 2015Debt collectionImproper contact or sharing of infoContacted me after I asked not toVAExplainedYes
Aug 14, 2015Debt collectionCommunication tacticsCalled outside of 8am-9pmAZExplainedYes
Aug 7, 2015Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Aug 5, 2015Debt collectionCommunication tacticsCalled outside of 8am-9pmAZExplainedYes
Aug 4, 2015Debt collectionImproper contact or sharing of infoContacted employer after asked not toNJExplainedYes
Jun 30, 2015Debt collectionCommunication tacticsFrequent or repeated callsILExplainedYes
Jun 5, 2015Debt collectionCommunication tacticsFrequent or repeated callsPAExplainedYes
May 31, 2015Debt collectionImproper contact or sharing of infoTalked to a third party about my debtVAExplainedYes
May 27, 2015Debt collectionImproper contact or sharing of infoTalked to a third party about my debtMEExplainedYes
May 21, 2015Debt collectionCommunication tacticsCalled outside of 8am-9pmAZExplainedYes
May 13, 2015Debt collectionFalse statements or representationIndicated committed crime not payingFLExplainedYes
May 8, 2015Debt collectionCommunication tacticsThreatened to take legal actionSCExplainedYes
May 7, 2015Debt collectionDisclosure verification of debtRight to dispute notice not receivedMOExplainedYes
Mar 30, 2015Debt collectionFalse statements or representationImpersonated an attorney or officialPAExplainedYes
Mar 18, 2015Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtPAExplainedYes
Feb 4, 2015Debt collectionCommunication tacticsThreatened to take legal actionCAExplainedYes
Feb 4, 2015Debt collectionImproper contact or sharing of infoTalked to a third party about my debtILExplainedYes
Jan 13, 2015Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Dec 17, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtMDExplainedYes
Dec 2, 2014Debt collectionTaking/threatening an illegal actionSued w/o proper notification of suitVAExplainedYes
Dec 2, 2014Debt collectionCommunication tacticsFrequent or repeated callsCAExplainedYes
Nov 25, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtALExplainedYes
Nov 6, 2014Debt collectionImproper contact or sharing of infoContacted employer after asked not toNJExplainedYes
Nov 6, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Oct 14, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtORExplainedYes
Oct 7, 2014Debt collectionDisclosure verification of debtNot disclosed as an attempt to collectCAExplainedYes
Aug 15, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtMEExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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