Credit reporting
Accurate Background credit reporting complaints
Consumers have filed 299 complaints about Accurate Background's credit reporting, 43 in the last 12 months (-7%). Accurate Background answered 74.4% on time and closed 14% with relief. See the whole Accurate Background record.
Accurate Background against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Accurate Background | 43 | 74.4% | 14% |
Latest Accurate Background credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 22, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 22, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 16, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 16, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 16, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 15, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 14, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Oct 4, 2026 | Credit reporting | Problem with a company's investigation into an existing issueWas not notified of investigation status or results | Explained |
| Oct 1, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Aug 29, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Aug 26, 2026 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Aug 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 14, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Aug 3, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jul 30, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 26, 2026 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Fixed |
| Jul 10, 2026 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| Jun 25, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jun 9, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jun 5, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| May 28, 2026 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| May 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| May 2, 2026 | Credit reporting | Incorrect information on your reportInformation that should be on the report is missing | Explained |
| Apr 29, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Apr 23, 2026 | Credit reporting | Incorrect information on your reportInformation that should be on the report is missing | Fixed |
| Apr 10, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Apr 9, 2026 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Explained |
| Apr 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 4, 2026 | Credit reporting | Incorrect information on your reportInformation that should be on the report is missing | Explained |
| Mar 27, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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