Credit reporting
Accurate Background credit reporting complaints
Consumers have filed 299 complaints about Accurate Background's credit reporting, 43 in the last 12 months (-7%). Accurate Background answered 74.4% on time and closed 14% with relief. See the whole Accurate Background record.
Accurate Background against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Accurate Background | 43 | 74.4% | 14% |
Latest Accurate Background credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 30, 2025 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Fixed |
| Jul 24, 2025 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Fixed |
| Jul 24, 2025 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Jul 7, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 2, 2025 | Credit reporting | Problem with a company's investigation into an existing issueWas not notified of investigation status or results | Fixed |
| Jun 28, 2025 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Jun 25, 2025 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Fixed |
| Jun 25, 2025 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Explained |
| Jun 3, 2025 | Credit reporting | Incorrect information on your reportInformation is incorrect | Fixed |
| May 18, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Fixed |
| Apr 24, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Apr 17, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 9, 2025 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Apr 7, 2025 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Apr 1, 2025 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Explained |
| Mar 27, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 5, 2025 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| Mar 1, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 21, 2025 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Feb 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 16, 2025 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Feb 7, 2025 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Jan 28, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 27, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 27, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 20, 2025 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Fixed |
| Dec 12, 2024 | Credit reporting | Problem with a company's investigation into an existing issueProblem with personal statement of dispute | Fixed |
| Dec 5, 2024 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Fixed |
| Nov 26, 2024 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Oct 22, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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