Credit reporting
Accurate Background credit reporting complaints
Consumers have filed 299 complaints about Accurate Background's credit reporting, 43 in the last 12 months (-7%). Accurate Background answered 74.4% on time and closed 14% with relief. See the whole Accurate Background record.
Accurate Background against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Accurate Background | 43 | 74.4% | 14% |
Latest Accurate Background credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 11, 2024 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Fixed |
| Oct 4, 2024 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Oct 3, 2024 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Sep 24, 2024 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Aug 20, 2024 | Credit reporting | Problem with a company's investigation into an existing issueProblem with personal statement of dispute | Explained |
| Aug 20, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 21, 2024 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Fixed |
| Jun 12, 2024 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| May 27, 2024 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| Apr 3, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 6, 2024 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Feb 23, 2024 | Credit reporting | Incorrect information on your reportInformation is incorrect | Fixed |
| Jan 20, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 17, 2024 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Dec 13, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 11, 2023 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Dec 11, 2023 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Fixed |
| Nov 19, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Nov 16, 2023 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| Nov 14, 2023 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Fixed |
| Oct 28, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Oct 23, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Oct 13, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Sep 22, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 16, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Sep 14, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jul 20, 2023 | Credit reporting | Problem with a company's investigation into an existing issueWas not notified of investigation status or results | Explained |
| Jul 16, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jul 13, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jun 20, 2023 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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