Credit reporting
Accurate Background credit reporting complaints
Consumers have filed 299 complaints about Accurate Background's credit reporting, 43 in the last 12 months (-7%). Accurate Background answered 74.4% on time and closed 14% with relief. See the whole Accurate Background record.
Accurate Background against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Accurate Background | 43 | 74.4% | 14% |
Latest Accurate Background credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 30, 2023 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Apr 19, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 6, 2023 | Credit reporting | Identity theft protection or other monitoring servicesProblem with product or service terms changing | Explained |
| Mar 31, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 17, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Feb 26, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 31, 2023 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Jan 30, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Jan 27, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jan 17, 2023 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Dec 26, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Dec 22, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Nov 27, 2022 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Nov 21, 2022 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Nov 4, 2022 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Oct 29, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 17, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 20, 2022 | Credit reporting | Identity theft protection or other monitoring servicesBilling dispute for services | Explained |
| Sep 12, 2022 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Sep 8, 2022 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Fixed |
| Sep 6, 2022 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Aug 27, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Aug 13, 2022 | Credit reporting | Incorrect information on your reportInformation is incorrect | Fixed |
| Jul 8, 2022 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jun 14, 2022 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Jun 9, 2022 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| May 3, 2022 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| May 3, 2022 | Credit reporting | Problem with a company's investigation into an existing issueWas not notified of investigation status or results | Explained |
| Apr 25, 2022 | Credit reporting | Incorrect information on your reportInformation is incorrect | Fixed |
| Mar 21, 2022 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Accurate Background
No comments yet. Start the conversation - questions are welcome too.