Credit reporting
Accurate Background credit reporting complaints
Consumers have filed 299 complaints about Accurate Background's credit reporting, 43 in the last 12 months (-7%). Accurate Background answered 74.4% on time and closed 14% with relief. See the whole Accurate Background record.
Accurate Background against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Accurate Background | 43 | 74.4% | 14% |
Latest Accurate Background credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 17, 2022 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Feb 5, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 1, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Jan 3, 2022 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Fixed |
| Dec 1, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Nov 19, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Nov 15, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Nov 14, 2021 | Credit reporting | Problem with a company's investigation into an existing issueWas not notified of investigation status or results | Explained |
| Nov 14, 2021 | Credit reporting | Incorrect information on your reportInformation is incorrect | Fixed |
| Nov 10, 2021 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Nov 2, 2021 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Explained |
| Oct 27, 2021 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Explained |
| Oct 27, 2021 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Fixed |
| Oct 18, 2021 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Fixed |
| Oct 18, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 13, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Oct 11, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Sep 28, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Sep 23, 2021 | Credit reporting | Incorrect information on your reportInformation is incorrect | Fixed |
| Sep 7, 2021 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 6, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 12, 2021 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Jun 26, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jun 16, 2021 | Credit reporting | Problem with a company's investigation into an existing issueProblem with personal statement of dispute | Explained |
| Jun 9, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| May 29, 2021 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| May 28, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Fixed |
| Apr 9, 2021 | Credit reporting | Problem with a company's investigation into an existing issueProblem with personal statement of dispute | Explained |
| Mar 27, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 5, 2021 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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