Credit reporting
Acima credit reporting complaints
Consumers have filed 1,455 complaints about Acima's credit reporting, 117 in the last 12 months (-62%). Acima answered 100% on time and closed 11% with relief. See the whole Acima record.
Acima against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Acima | 117 | 100% | 11% |
Latest Acima credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 27, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 24, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Jun 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 31, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| May 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 21, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 9, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 8, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 5, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 1, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Apr 23, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 22, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 21, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Apr 20, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Apr 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 26, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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