Credit reporting
Acima credit reporting complaints
Consumers have filed 1,455 complaints about Acima's credit reporting, 117 in the last 12 months (-62%). Acima answered 100% on time and closed 11% with relief. See the whole Acima record.
Acima against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Acima | 117 | 100% | 11% |
Latest Acima credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 19, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Mar 14, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Mar 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 12, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 11, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Mar 11, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 6, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Mar 4, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 22, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 19, 2026 | Credit reporting | Identity theft protection or other monitoring servicesBilling dispute for services | Explained |
| Feb 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Feb 12, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Feb 11, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Feb 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 8, 2026 | Credit reporting | Problem with a company's investigation into an existing issueDifficulty submitting a dispute or getting information about a dispute over the phone | Fixed |
| Feb 8, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Feb 8, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Feb 2, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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