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Credit reporting

Acima credit reporting complaints

Consumers have filed 1,455 complaints about Acima's credit reporting, 117 in the last 12 months (-62%). Acima answered 100% on time and closed 11% with relief. See the whole Acima record.

Acima against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Acima117-62%100%11%1,455

Every credit bureau ranked

Latest Acima credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Sep 17, 2025Credit reportingIncorrect information on your reportAccount status incorrectTNExplainedYes
Sep 11, 2025Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Sep 11, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportDCExplainedYes
Sep 11, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayFLExplainedYes
Sep 10, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTNExplainedYes
Sep 9, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Sep 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Sep 5, 2025Credit reportingImproper use of your reportReporting company used your report improperlyUTExplainedYes
Sep 2, 2025Credit reportingImproper use of your reportReporting company used your report improperlyALExplainedYes
Sep 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 30, 2025Credit reportingIncorrect information on your reportAccount status incorrectNCExplainedYes
Aug 28, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Aug 28, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Aug 26, 2025Credit reportingIncorrect information on your reportAccount information incorrectVAExplainedYes
Aug 25, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awaySCExplainedYes
Aug 25, 2025Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeSCExplainedYes
Aug 21, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMDExplainedYes
Aug 20, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 20, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseALExplainedYes
Aug 19, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 15, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Aug 13, 2025Credit reportingIncorrect information on your reportAccount status incorrectALExplainedYes
Aug 10, 2025Credit reportingIncorrect information on your reportAccount status incorrectILExplainedYes
Aug 7, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Aug 7, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Aug 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Aug 6, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Aug 5, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseOHExplainedYes
Aug 4, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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