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Credit reporting

Acima credit reporting complaints

Consumers have filed 1,455 complaints about Acima's credit reporting, 117 in the last 12 months (-62%). Acima answered 100% on time and closed 11% with relief. See the whole Acima record.

Acima against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Acima117-62%100%11%1,455

Every credit bureau ranked

Latest Acima credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 10, 2025Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsTXExplainedYes
Nov 10, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Nov 9, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMAExplainedYes
Nov 3, 2025Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Oct 31, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 31, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeVAExplainedYes
Oct 30, 2025Credit reportingIncorrect information on your reportAccount status incorrectTXFixedYes
Oct 27, 2025Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Oct 25, 2025Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Oct 23, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Oct 22, 2025Credit reportingIncorrect information on your reportAccount status incorrectTXFixedYes
Oct 20, 2025Credit reportingIncorrect information on your reportAccount information incorrectARExplainedYes
Oct 16, 2025Credit reportingIncorrect information on your reportAccount status incorrectALExplainedYes
Oct 15, 2025Credit reportingIncorrect information on your reportAccount status incorrectTNExplainedYes
Oct 15, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMAExplainedYes
Oct 14, 2025Credit reportingIncorrect information on your reportAccount information incorrectTNExplainedYes
Oct 10, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Oct 8, 2025Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Oct 8, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMDExplainedYes
Oct 5, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Oct 4, 2025Credit reportingIncorrect information on your reportAccount status incorrectNVExplainedYes
Oct 2, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedYes
Oct 2, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Oct 1, 2025Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Sep 30, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMNFixedYes
Sep 29, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Sep 21, 2025Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Sep 21, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Sep 20, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMOExplainedYes
Sep 19, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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