Debt collection
Acima debt collection complaints
Consumers have filed 1,574 complaints about Acima's debt collection, 423 in the last 12 months (0%). Acima answered 99.8% on time and closed 8% with relief. See the whole Acima record.
Acima against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Acima | 423 | 99.8% | 8% |
Latest Acima debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 3, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 2, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| May 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| May 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 28, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| May 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 27, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 22, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| May 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 18, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 14, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 13, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 13, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| May 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 12, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 11, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| May 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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