Payday & personal loans
Action Credit payday & personal loans complaints
Consumers have filed 9 complaints about Action Credit's payday & personal loans. See the whole Action Credit record.
Action Credit against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Action Credit | 0 | - | - |
Latest Action Credit payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 2, 2025 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jun 27, 2023 | Payday & personal loans | Struggling to pay your loan | Explained |
| Feb 10, 2023 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Dec 17, 2020 | Payday & personal loans | Problem when making payments | Explained |
| Jul 3, 2019 | Payday & personal loans | Struggling to pay your loan | Explained |
| Feb 13, 2019 | Payday & personal loans | Loan payment wasn't credited to your account | Explained |
| Aug 15, 2018 | Payday & personal loans | Problem when making payments | Explained |
| Aug 14, 2018 | Payday & personal loans | Struggling to pay your loan | Explained |
| Aug 11, 2018 | Payday & personal loans | Struggling to pay your loan | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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