Debt collector · complaint record
Action Credit complaints
Filed under Action Credit, LLC
Consumers have filed 19 complaints about Action Credit since 2018, 5 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 19
- Last 12 months
- 5
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #940 of 1,963
Since August 2018
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Apr 27, 2026
Most complained-about debt collectors
Action Credit complaints by month
The busiest month was August 2018 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Action Credit answered all time
- Closed with explanation19100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Action Credit complaints are about
Top Action Credit problems
Action Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Action CreditDebt collection | - | 5 | - |
Compare side by side: Action Credit vs Green Square · Action Credit vs EMoneyUSA · Action Credit vs Mullooly Jeffrey Rooney & Flynn · Action Credit vs Credit World Services
What people say about Action Credit
All experiencesNo experiences with Action Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Action Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Feb 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 12, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 2, 2025 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jan 17, 2025 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Jun 27, 2023 | Payday & personal loans | Struggling to pay your loan | Explained |
| Feb 10, 2023 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| May 21, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 17, 2020 | Payday & personal loans | Problem when making payments | Explained |
Questions about Action Credit
How many complaints does Action Credit have?
Action Credit has 19 complaints on record since August 2018, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does Action Credit respond to complaints?
Yes. Action Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Action Credit?
The most common problems are took or threatened to take negative or legal action (3), attempts to collect debt not owed (3), struggling to pay your loan (5).
Is Action Credit legit?
Action Credit is a real company with a public complaint record: consumers have complained about it 19 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Action Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Action Credit?
Complain to Action Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Action Credit complaints come from?
Most come from Texas (18), Illinois (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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