Debt collection
Action Financial Services debt collection complaints
Consumers have filed 51 complaints about Action Financial Services's debt collection. See the whole Action Financial Services record.
Action Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Action Financial Services | 0 | - | - |
Latest Action Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 14, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 17, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 17, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 4, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 29, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 14, 2020 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Mar 19, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 18, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 9, 2020 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Jan 7, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 18, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 2, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 9, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 6, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 20, 2019 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jul 12, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 9, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 25, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 8, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 13, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 2, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 1, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 30, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 12, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 12, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 16, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 10, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 8, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 17, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 16, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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