Debt collector · complaint record
Action Financial Services complaints
Filed under Action Financial Services, LLC
Consumers have filed 84 complaints about Action Financial Services since 2014, none in the last 12 months. It answered 97.6% on time and closed 0% with relief for the customer. The most common problem is written notification about debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 84
- Last 12 months
- 0
- Answered on time
- 97.6%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since May 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 19, 2021
Action Financial Services complaints by month
The busiest month was July 2019 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Action Financial Services answered all time
- Closed with explanation84100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Action Financial Services complaints are about
Top Action Financial Services problems
Inside "Written notification about debt"
- Didn't receive enough information to verify debt 17
- Didn't receive notice of right to dispute 3
Where Action Financial Services complaints come from
Most complaints: California (10), Texas (8), Florida (7), New York (7), Pennsylvania (5).
Action Financial Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Action Financial ServicesDebt collection | - | 0 | - |
Compare side by side: Action Financial Services vs Green Square · Action Financial Services vs EMoneyUSA · Action Financial Services vs Mullooly Jeffrey Rooney & Flynn · Action Financial Services vs Credit World Services
What people say about Action Financial Services
All experiencesNo experiences with Action Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Action Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 19, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 24, 2021 | Student loans | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 14, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 17, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 5, 2021 | Student loans | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 17, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 4, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 30, 2020 | Student loans | Struggling to repay your loanCan't get other flexible options for repaying your loan | Explained |
| Sep 29, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 14, 2020 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Mar 19, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 18, 2020 | Student loans | Dealing with your lender or servicerReceived bad information about your loan | Explained |
Questions about Action Financial Services
How many complaints does Action Financial Services have?
Action Financial Services has 84 complaints on record since May 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does Action Financial Services respond to complaints?
Yes. Action Financial Services answered 97.6% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Action Financial Services?
The most common problems are written notification about debt (20), dealing with your lender or servicer (16), attempts to collect debt not owed (12).
Is Action Financial Services legit?
Action Financial Services is a real company with a public complaint record: consumers have complained about it 84 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Action Financial Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Action Financial Services?
Complain to Action Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Action Financial Services complaints come from?
Most come from California (10), Texas (8), Florida (7). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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