Debt collection
Action Financial Services debt collection complaints
Consumers have filed 51 complaints about Action Financial Services's debt collection. See the whole Action Financial Services record.
Action Financial Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Action Financial Services | 0 | - | - |
Latest Action Financial Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 25, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 21, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 15, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 3, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 14, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Mar 30, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 15, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 15, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 19, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 3, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 17, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 12, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 7, 2017 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
| Dec 26, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jun 22, 2016 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Jun 16, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Nov 9, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Oct 13, 2014 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Sep 12, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 17, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 23, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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