Debt collection
Afni debt collection complaints
Consumers have filed 4,397 complaints about Afni's debt collection, 85 in the last 12 months (+8%). Afni answered 100% on time and closed 0% with relief. See the whole Afni record.
Afni against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Afni | 85 | 100% | 0% |
Latest Afni debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 11, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 4, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 14, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 14, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 28, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 5, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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