Debt collection
Afni debt collection complaints
Consumers have filed 4,397 complaints about Afni's debt collection, 85 in the last 12 months (+8%). Afni answered 100% on time and closed 0% with relief. See the whole Afni record.
Afni against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Afni | 85 | 100% | 0% |
Latest Afni debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 18, 2026 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Feb 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 13, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 21, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 21, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 11, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 11, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Dec 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 4, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 26, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 24, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 18, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 12, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 12, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 7, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 2, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Oct 30, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Afni
No comments yet. Start the conversation - questions are welcome too.