Debt collection
Afni debt collection complaints
Consumers have filed 4,397 complaints about Afni's debt collection, 85 in the last 12 months (+8%). Afni answered 100% on time and closed 0% with relief. See the whole Afni record.
Afni against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Afni | 85 | 100% | 0% |
Latest Afni debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Oct 21, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 15, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 8, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 4, 2025 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Oct 1, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 27, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 23, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 19, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 5, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 29, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 20, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 13, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 13, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 5, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 3, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 28, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 9, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 29, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 17, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 12, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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