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Debt collection

Alchro debt collection complaints

Consumers have filed 230 complaints about Alchro's debt collection, 35 in the last 12 months (+6%). Alchro answered 0% on time and closed - with relief. See the whole Alchro record.

Alchro against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Alchro35+6%0%-230

Every debt collector ranked

Latest Alchro debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Apr 24, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLNo timely replyNo
Mar 31, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLNo timely replyNo
Mar 26, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLNo timely replyNo
Mar 18, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLNo timely replyNo
Feb 28, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLNo timely replyNo
Feb 11, 2025Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialOHNo timely replyNo
Jan 14, 2025Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingFLNo timely replyNo
Dec 16, 2024Debt collectionAttempts to collect debt not owedDebt was paidFLNo timely replyNo
Oct 1, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountTXNo timely replyNo
Sep 17, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursSCNo timely replyNo
Sep 10, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeMANo timely replyNo
May 24, 2024Debt collectionAttempts to collect debt not owedDebt was paidOHNo timely replyNo
May 21, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftMDNo timely replyNo
Apr 17, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursINNo timely replyNo
Mar 7, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPANo timely replyNo
Jan 31, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursMINo timely replyNo
Oct 31, 2023Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageFLNo timely replyNo
Sep 12, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeMDNo timely replyNo
Aug 7, 2023Debt collectionAttempts to collect debt not owedDebt was paidTXNo timely replyNo
Mar 26, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLNo timely replyNo
Mar 8, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLNo timely replyNo
Feb 23, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLNo timely replyNo
Jan 22, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursMINo timely replyNo
Dec 1, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Jul 22, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jun 9, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtVAExplainedYes
Jun 1, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Apr 30, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Apr 28, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Apr 4, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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