Debt collection
American Collection Services debt collection complaints
Consumers have filed 95 complaints about American Collection Services's debt collection, 9 in the last 12 months. American Collection Services answered 100% on time and closed 0% with relief. See the whole American Collection Services record.
American Collection Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | American Collection Services | 9 | 100% | 0% |
Latest American Collection Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 28, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 11, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 8, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 8, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 1, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 18, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 22, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 16, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 1, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jan 23, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 20, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 20, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 8, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 28, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 16, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 28, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 2, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 21, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 18, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 12, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 29, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 18, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 1, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 22, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 13, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 9, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 5, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 18, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 10, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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