Debt collection
American Collection Services debt collection complaints
Consumers have filed 95 complaints about American Collection Services's debt collection, 9 in the last 12 months. American Collection Services answered 100% on time and closed 0% with relief. See the whole American Collection Services record.
American Collection Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | American Collection Services | 9 | 100% | 0% |
Latest American Collection Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 16, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 5, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 14, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 17, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 24, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 8, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 22, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jul 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 5, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jan 12, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 21, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 7, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 26, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 11, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 5, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 6, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 17, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 22, 2024 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Feb 16, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 1, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Oct 19, 2023 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Oct 19, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about American Collection Services
No comments yet. Start the conversation - questions are welcome too.