Complaint log
American Collection Services complaint log
The newest complaints about American Collection Services, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Oct 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 16, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 5, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 14, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 19, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 13, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 17, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 24, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 8, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 22, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jul 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 8, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 5, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jan 12, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 30, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 19, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 21, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 7, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 26, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 11, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 5, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 6, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 17, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 22, 2024 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Mar 4, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 16, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 1, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Nov 4, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 19, 2023 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Oct 19, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 28, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 11, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 8, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 8, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 1, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 18, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 22, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 16, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 1, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works