Debt collector · complaint record
American Collection Services complaints
Filed under American Collection Services, Inc. (OK, TX)
Consumers have filed 119 complaints about American Collection Services since 2013, 13 of them in the last 12 months (0% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 119
- Last 12 months
- 13
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #652 of 1,963
Since October 2013
0% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 12, 2026
Most complained-about debt collectors
American Collection Services complaints by month
The busiest month was September 2023 (5 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Collection Services answered all time
- Closed with explanation119100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Collection Services complaints are about
Top American Collection Services problems
Inside "Written notification about debt"
- Didn't receive enough information to verify debt 12
- Didn't receive notice of right to dispute 12
- Notification didn't disclose it was an attempt to collect a debt 1
Where American Collection Services complaints come from
Most complaints: Oklahoma (86), Texas (11), Illinois (3), North Carolina (3), Utah (3).
American Collection Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American Collection ServicesDebt collection | - | 13 | - |
Compare side by side: American Collection Services vs Green Square · American Collection Services vs EMoneyUSA · American Collection Services vs Mullooly Jeffrey Rooney & Flynn · American Collection Services vs Credit World Services
What people say about American Collection Services
All experiencesNo experiences with American Collection Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Collection Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 12, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Oct 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 16, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 5, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 14, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about American Collection Services
How many complaints does American Collection Services have?
American Collection Services has 119 complaints on record since October 2013, including 13 in the last 12 months and 1 in the last 30 days. That makes it number 1,303 of every company by complaints this year.
Does American Collection Services respond to complaints?
Yes. American Collection Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with American Collection Services?
The most common problems are attempts to collect debt not owed (22), false statements or representation (10), incorrect information on your report (15).
Is American Collection Services legit?
American Collection Services is a real company with a public complaint record: consumers have complained about it 119 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Collection Services legit? for the signals, red flags and how to protect yourself.
Are complaints about American Collection Services going up or down?
Roughly level. There were 13 complaints in the last 12 months against 13 in the 12 before (0%). See every month.
How do I file a complaint against American Collection Services?
Complain to American Collection Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Collection Services complaints come from?
Most come from Oklahoma (86), Texas (11), Illinois (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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