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Debt collection

AmeriCash debt collection complaints

Consumers have filed 67 complaints about AmeriCash's debt collection, 9 in the last 12 months. AmeriCash answered 66.7% on time and closed 0% with relief. See the whole AmeriCash record.

AmeriCash against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13AmeriCash9new66.7%0%67

Every debt collector ranked

Latest AmeriCash debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 22, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Sep 15, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedNo
Aug 7, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Jun 25, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedNo
Jun 3, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
May 23, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
May 15, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payWAExplainedNo
Mar 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Jan 27, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Nov 4, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Aug 6, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftMOExplainedYes
Aug 6, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftMOExplainedYes
Jul 23, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursPRExplainedYes
Jul 9, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMOExplainedNo
May 19, 2025Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedILExplainedNo
Mar 10, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeWIExplainedNo
Feb 4, 2025Debt collectionThreatened to contact someone or share information improperlyContacted your employerILExplainedYes
Jan 27, 2025Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitWIExplainedYes
Dec 4, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Nov 20, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMOExplainedYes
Nov 18, 2024Debt collectionElectronic communicationsUsed obscene, profane, or other abusive languageSCExplainedYes
Nov 13, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Nov 2, 2024Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Oct 28, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Oct 5, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftNCExplainedYes
Jul 3, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
May 23, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtWIExplainedYes
May 14, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Apr 16, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Apr 10, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeILExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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