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Debt collection

AmeriCash debt collection complaints

Consumers have filed 67 complaints about AmeriCash's debt collection, 9 in the last 12 months. AmeriCash answered 66.7% on time and closed 0% with relief. See the whole AmeriCash record.

AmeriCash against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13AmeriCash9new66.7%0%67

Every debt collector ranked

Latest AmeriCash debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jan 12, 2024Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitWIExplainedYes
Sep 30, 2023Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitWIExplainedYes
May 14, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedILExplainedYes
Mar 6, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Oct 24, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMNExplainedYes
Aug 15, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftWIExplainedYes
Jun 15, 2022Debt collectionCommunication tacticsCalled before 8am or after 9pmSCExplainedNo
Mar 29, 2022Debt collectionAttempts to collect debt not owedDebt was paidMOExplainedYes
Feb 8, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCExplainedYes
Jun 9, 2021Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILExplainedYes
Apr 20, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountMOExplainedYes
Mar 16, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtWIExplainedYes
Feb 12, 2021Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitILExplainedYes
Jul 13, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountWIExplainedYes
Feb 15, 2020Debt collectionCommunication tacticsFrequent or repeated callsNCExplainedYes
Nov 22, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingWIExplainedYes
Jun 28, 2019Debt collectionWritten notification about debtDidn't receive notice of right to disputeILExplainedYes
Feb 1, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Jan 29, 2019Debt collectionThreatened to contact someone or share information improperlyContacted your employerILExplainedYes
Jul 29, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Jul 19, 2018Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitWIExplainedYes
May 23, 2018Debt collectionCommunication tacticsFrequent or repeated callsMOExplainedYes
Jan 26, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountWIExplainedYes
Nov 10, 2017Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedGAExplainedYes
May 10, 2017Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Apr 9, 2017Debt collectionCommunication tacticsThreatened to take legal actionSCExplainedYes
Jan 18, 2017Debt collectionCommunication tacticsThreatened to take legal actionSCExplainedYes
Nov 23, 2016Debt collectionCommunication tacticsThreatened to take legal actionILClosedYes
Oct 21, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtILClosedYes
Oct 18, 2016Debt collectionCommunication tacticsCalled after sent written cease of commILClosedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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