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Debt collection

AmeriCollect debt collection complaints

Consumers have filed 2,081 complaints about AmeriCollect's debt collection, 266 in the last 12 months (-2%). AmeriCollect answered 95.1% on time and closed 0% with relief. See the whole AmeriCollect record.

AmeriCollect against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13AmeriCollect266-2%95.1%0%2,081

Every debt collector ranked

Latest AmeriCollect debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 29, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Aug 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 27, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtWIExplainedYes
Aug 26, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Aug 26, 2026Debt collectionElectronic communicationsFrequent or repeated messagesILExplainedYes
Aug 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Aug 25, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Aug 23, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Aug 20, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Aug 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 18, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Aug 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursORExplainedYes
Aug 17, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedNo
Aug 16, 2026Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes
Aug 15, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtINExplainedYes
Aug 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Aug 11, 2026Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Aug 10, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Aug 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 8, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Aug 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedYes
Aug 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Aug 5, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMIExplainedYes
Aug 4, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Aug 3, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Aug 2, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Jul 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jul 23, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Jul 23, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursALExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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