Debt collection
AmeriCollect debt collection complaints
Consumers have filed 2,081 complaints about AmeriCollect's debt collection, 266 in the last 12 months (-2%). AmeriCollect answered 95.1% on time and closed 0% with relief. See the whole AmeriCollect record.
AmeriCollect against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | AmeriCollect | 266 | 95.1% | 0% |
Latest AmeriCollect debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 19, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 18, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 18, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 17, 2026 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Mar 16, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 16, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 12, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 10, 2026 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Mar 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 8, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 6, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 5, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 24, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Feb 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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