Debt collection
AmeriCollect debt collection complaints
Consumers have filed 2,081 complaints about AmeriCollect's debt collection, 266 in the last 12 months (-2%). AmeriCollect answered 95.1% on time and closed 0% with relief. See the whole AmeriCollect record.
AmeriCollect against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | AmeriCollect | 266 | 95.1% | 0% |
Latest AmeriCollect debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 18, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 10, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Feb 10, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 8, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Feb 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 14, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 13, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 12, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 8, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 7, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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