Debt collection
Arcadia debt collection complaints
Consumers have filed 198 complaints about Arcadia's debt collection, 9 in the last 12 months. Arcadia answered 0% on time and closed - with relief. See the whole Arcadia record.
Arcadia against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Arcadia | 9 | 0% | - |
Latest Arcadia debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 11, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 10, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 4, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 28, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 20, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 24, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 17, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 30, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 10, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 29, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 16, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 7, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 2, 2020 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Sep 15, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 23, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 13, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 2, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 23, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 13, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 23, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 28, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 10, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 10, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 18, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 26, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 26, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 22, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 7, 2019 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Sep 23, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 23, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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