Debt collection
Arcadia debt collection complaints
Consumers have filed 198 complaints about Arcadia's debt collection, 9 in the last 12 months. Arcadia answered 0% on time and closed - with relief. See the whole Arcadia record.
Arcadia against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Arcadia | 9 | 0% | - |
Latest Arcadia debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 7, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Jun 9, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| May 27, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | No timely reply |
| Apr 29, 2026 | Debt collection | Electronic communicationsUsed obscene, profane, or other abusive language | No timely reply |
| Mar 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Mar 3, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Mar 2, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | No timely reply |
| Jan 15, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | No timely reply |
| Jan 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Nov 5, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Oct 22, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| Sep 29, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Sep 15, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | No timely reply |
| Aug 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| May 19, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Apr 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Apr 9, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Apr 9, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | No timely reply |
| Mar 25, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | No timely reply |
| Jan 14, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 9, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 30, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Dec 3, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Oct 14, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 18, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jun 19, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 29, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Mar 4, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 21, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 19, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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