Debt collection
Arcadia debt collection complaints
Consumers have filed 198 complaints about Arcadia's debt collection, 9 in the last 12 months. Arcadia answered 0% on time and closed - with relief. See the whole Arcadia record.
Arcadia against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Arcadia | 9 | 0% | - |
Latest Arcadia debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 11, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 26, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 12, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 31, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 30, 2018 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Dec 17, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 21, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 4, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 21, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 10, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 22, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 9, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 19, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 10, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 26, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 23, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 23, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 17, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 26, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 25, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 6, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 15, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 25, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 6, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 6, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jan 6, 2017 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Dec 23, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 23, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Dec 19, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Dec 8, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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