Debt collection
Arcadia debt collection complaints
Consumers have filed 198 complaints about Arcadia's debt collection, 9 in the last 12 months. Arcadia answered 0% on time and closed - with relief. See the whole Arcadia record.
Arcadia against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Arcadia | 9 | 0% | - |
Latest Arcadia debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 2, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Sep 12, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Sep 6, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Aug 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Aug 16, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Aug 7, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Aug 1, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 29, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jul 27, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 15, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Explained |
| Jun 8, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 5, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| May 27, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 22, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Apr 20, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Apr 9, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Mar 18, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Feb 8, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 1, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 19, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 19, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Dec 2, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Nov 25, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 26, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Oct 19, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Sep 20, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Aug 24, 2015 | Debt collection | Disclosure verification of debtNot disclosed as an attempt to collect | Explained |
| Aug 18, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Jul 29, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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