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Debt collection

A.R.M. Solutions debt collection complaints

Consumers have filed 378 complaints about A.R.M. Solutions's debt collection, 35 in the last 12 months (-12%). A.R.M. Solutions answered 100% on time and closed 0% with relief. See the whole A.R.M. Solutions record.

A.R.M. Solutions against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13A.R.M. Solutions35-12%100%0%378

Every debt collector ranked

Latest A.R.M. Solutions debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 23, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
May 21, 2024Debt collectionAttempts to collect debt not owedDebt was paidMDExplainedYes
May 6, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
May 6, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
Apr 24, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Apr 23, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Apr 10, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Apr 9, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Apr 4, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 25, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountWIExplainedYes
Mar 23, 2024Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Mar 21, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedYes
Mar 8, 2024Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Feb 24, 2024Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Feb 23, 2024Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Feb 22, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Feb 13, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursDCExplainedYes
Jan 29, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 26, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Jan 24, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursMNExplainedYes
Jan 20, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep trying-ExplainedYes
Jan 12, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Jan 3, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 30, 2023Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtVAExplainedYes
Nov 17, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 10, 2023Debt collectionCommunication tacticsFrequent or repeated callsNYExplainedYes
Nov 1, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 27, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Oct 20, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Oct 4, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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