Debt collection
ARS National Services debt collection complaints
Consumers have filed 486 complaints about ARS National Services's debt collection, 46 in the last 12 months (-12%). ARS National Services answered 100% on time and closed 0% with relief. See the whole ARS National Services record.
ARS National Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ARS National Services | 46 | 100% | 0% |
Latest ARS National Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 19, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 21, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 31, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 26, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 26, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 17, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Dec 17, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 12, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 10, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 28, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 19, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 19, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 7, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 15, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 12, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 10, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 4, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 3, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Sep 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 29, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 22, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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