Debt collector · complaint record
ARS National Services complaints
Filed under ARS National Services, Inc.
Consumers have filed 563 complaints about ARS National Services since 2013, 55 of them in the last 12 months (-10% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Average response record. How it works
- Complaints on record
- 563
- Last 12 months
- 55
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #302 of 1,963
Since July 2013
-10% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 24, 2026
Most complained-about debt collectors
ARS National Services complaints by month
The busiest month was June 2019 (12 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How ARS National Services answered last 12 months
- Closed with explanation5498.2%
- In progress11.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend12/15-10% vs last year
What ARS National Services complaints are about
Top ARS National Services problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 75
- Debt was result of identity theft 53
- Debt was paid 20
- Debt was already discharged in bankruptcy and is no longer owed 6
Where ARS National Services complaints come from
Most complaints: California (92), New York (85), Florida (39), Texas (35), New Jersey (28).
ARS National Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | BC ServicesDebt collection | 0 | 56 | F |
| 2 | Fairway Capital RecoveryDebt collection | 55 | 56 | C |
| 3 | Toledo FinanceDebt collection | 45 | 56 | D |
| 4 | Collections AcquisitionDebt collection | 34 | 55 | F |
| 5 | Stillman, P.C. d.b.a. Stillman Law OfficeDebt collection | 54 | 55 | C |
| 6 | ARS National ServicesDebt collection | 57 | 55 | C |
| 7 | Sequoia Financial ServicesDebt collection | 50 | 54 | C |
| 8 | Professional Credit ManagementDebt collection | 63 | 54 | C |
Compare side by side: ARS National Services vs BC Services · ARS National Services vs Fairway Capital Recovery · ARS National Services vs Toledo Finance · ARS National Services vs Collections Acquisition
What people say about ARS National Services
All experiencesNo experiences with ARS National Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest ARS National Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | In progress |
| Oct 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 23, 2026 | Credit cards | Other features, terms, or problemsProblem with customer service | Explained |
| Aug 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 25, 2026 | Credit cards | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Aug 12, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 22, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about ARS National Services
How many complaints does ARS National Services have?
ARS National Services has 563 complaints on record since July 2013, including 55 in the last 12 months and 1 in the last 30 days. That makes it number 647 of every company by complaints this year.
Does ARS National Services respond to complaints?
Yes. ARS National Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 57/100 (grade C).
What do people complain about most with ARS National Services?
The most common problems are attempts to collect debt not owed (154), written notification about debt (94), communication tactics (68).
Is ARS National Services legit?
ARS National Services is a real company with a public complaint record: consumers have complained about it 563 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is ARS National Services legit? for the signals, red flags and how to protect yourself.
Are complaints about ARS National Services going up or down?
Roughly level. There were 55 complaints in the last 12 months against 61 in the 12 before (-10%). See every month.
How do I file a complaint against ARS National Services?
Complain to ARS National Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most ARS National Services complaints come from?
Most come from California (92), New York (85), Florida (39). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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