Debt collection
ARS National Services debt collection complaints
Consumers have filed 486 complaints about ARS National Services's debt collection, 46 in the last 12 months (-12%). ARS National Services answered 100% on time and closed 0% with relief. See the whole ARS National Services record.
ARS National Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ARS National Services | 46 | 100% | 0% |
Latest ARS National Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | In progress |
| Oct 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 30, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 22, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 18, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 11, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 26, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 21, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 19, 2026 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| May 13, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 10, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 24, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 21, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 16, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 16, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 10, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 31, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 26, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 24, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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