Credit reporting
Atlanticus credit reporting complaints
Consumers have filed 1,713 complaints about Atlanticus's credit reporting, 462 in the last 12 months (+34%). Atlanticus answered 100% on time and closed 43% with relief. See the whole Atlanticus record.
Atlanticus against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Atlanticus | 462 | 100% | 43% |
Latest Atlanticus credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Oct 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 2, 2026 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Oct 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 1, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Sep 29, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Money back |
| Sep 27, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Sep 23, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 22, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 22, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Sep 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 17, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 17, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 15, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 15, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Sep 14, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 12, 2026 | Credit reporting | Identity theft protection or other monitoring servicesBilling dispute for services | Explained |
| Sep 12, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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