Debt collector · complaint record
B&F Finance complaints
Filed under B&F Finance Corp.
Consumers have filed 33 complaints about B&F Finance since 2015, 5 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 33
- Last 12 months
- 5
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #940 of 1,963
Since September 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 22, 2026
Most complained-about debt collectors
B&F Finance complaints by month
The busiest month was July 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How B&F Finance answered all time
- Closed with non-monetary relief26.1%
- Closed with explanation2987.9%
- Closed13%
- In progress13%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What B&F Finance complaints are about
Top B&F Finance problems
Inside "Improper use of your report"
- Reporting company used your report improperly 5
- Credit inquiries on your report that you don't recognize 2
B&F Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | B&F FinanceDebt collection | - | 5 | - |
Compare side by side: B&F Finance vs Green Square · B&F Finance vs EMoneyUSA · B&F Finance vs Mullooly Jeffrey Rooney & Flynn · B&F Finance vs Credit World Services
What people say about B&F Finance
All experiencesNo experiences with B&F Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest B&F Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 22, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 15, 2026 | Payday & personal loans | Getting the loan | Explained |
| Jun 29, 2026 | Payday & personal loans | Improper use of your reportReporting company used your report improperly | In progress |
| Feb 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 26, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 19, 2025 | Payday & personal loans | Problem when making payments | Explained |
| May 10, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 24, 2024 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jun 7, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Mar 28, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about B&F Finance
How many complaints does B&F Finance have?
B&F Finance has 33 complaints on record since September 2015, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.
Does B&F Finance respond to complaints?
Yes. B&F Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with B&F Finance?
The most common problems are took or threatened to take negative or legal action (5), improper use of your report (7), attempts to collect debt not owed (2).
Is B&F Finance legit?
B&F Finance is a real company with a public complaint record: consumers have complained about it 33 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is B&F Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against B&F Finance?
Complain to B&F Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most B&F Finance complaints come from?
Most come from Texas (28), Oklahoma (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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