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BMW Financial Services credit cards complaints

Consumers have filed 28 complaints about BMW Financial Services's credit cards, 1 in the last 12 months. BMW Financial Services answered 100% on time and closed 0% with relief. See the whole BMW Financial Services record.

BMW Financial Services against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13BMW Financial Services1new100%0%28

Every card issuer ranked

Latest BMW Financial Services credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Sep 24, 2026Credit cardsProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Oct 10, 2025Credit cardsProblem when making paymentsYou never received your bill or did not know a payment was dueFLExplainedYes
Apr 8, 2025Credit cardsProblem when making paymentsYou never received your bill or did not know a payment was dueNYExplainedYes
Dec 2, 2024Credit cardsOther features, terms, or problemsPrivacy issuesNJExplainedYes
Nov 20, 2024Credit cardsProblem when making paymentsYou never received your bill or did not know a payment was dueFLExplainedYes
Oct 7, 2024Credit cardsGetting a credit cardCard opened without my consent or knowledgeNCExplainedYes
Sep 30, 2024Credit cardsIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
May 22, 2024Credit cardsProblem with a company's investigation into an existing problemInvestigation took more than 30 daysCAExplainedYes
Mar 17, 2024Credit cardsGetting a credit cardApplication deniedSCExplainedYes
Sep 14, 2023Credit cardsProblem when making paymentsProblem during payment processCAExplainedYes
Jun 12, 2023Credit cardsProblem when making paymentsProblem during payment processTNExplainedYes
Jun 6, 2023Credit cardsProblem when making paymentsProblem during payment processNYExplainedYes
Oct 19, 2022Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Jun 14, 2022Credit cardsGetting a credit cardCard opened as result of identity theft or fraudGAExplainedYes
Feb 3, 2022Credit cardsProblem when making paymentsProblem during payment processORExplainedYes
Feb 3, 2022Credit cardsProblem when making paymentsProblem during payment processORExplainedYes
Jan 5, 2022Credit cardsProblem when making paymentsProblem during payment processCAExplainedYes
Jul 4, 2021Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementGAExplainedYes
Feb 25, 2021Credit cardsGetting a credit cardCard opened as result of identity theft or fraudNYExplainedYes
Nov 16, 2020Credit cardsProblem when making paymentsProblem during payment processGAExplainedYes
Oct 19, 2020Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardFLExplainedYes
Apr 1, 2020Credit cardsOther features, terms, or problemsProblem with customer serviceFLExplainedYes
Mar 20, 2020Credit cardsProblem when making paymentsProblem during payment processNHExplainedYes
Feb 26, 2020Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardWAExplainedYes
Mar 14, 2019Credit cardsGetting a credit cardApplication deniedNYExplainedYes
Jan 19, 2019Credit cardsProblem when making paymentsProblem during payment processCAExplainedYes
Jul 2, 2018Credit cardsGetting a credit cardCard opened as result of identity theft or fraudMIExplainedYes
Sep 23, 2017Credit cardsProblem when making paymentsYou never received your bill or did not know a payment was dueTXExplainedYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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