Auto lender · complaint record
Cal-Tenn Financial complaints
Filed under Cal-Tenn Financial LLC
Consumers have filed 4 complaints about Cal-Tenn Financial since 2018, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #133 of 193
Since August 2018
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Sep 14, 2026
Most complained-about auto lenders
Cal-Tenn Financial complaints by month
The busiest month was August 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Cal-Tenn Financial answered all time
- Closed with explanation4100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Cal-Tenn Financial complaints are about
Top Cal-Tenn Financial problems
Inside "Repossession"
- Account reinstatement or redemption after repossession 1
Cal-Tenn Financial compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Cal-Tenn FinancialAuto loans & leases | - | 1 | - |
Compare side by side: Cal-Tenn Financial vs The Savings Group · Cal-Tenn Financial vs AC AutoPay LLC, Denver, CO Branch · Cal-Tenn Financial vs CARS Acquisition · Cal-Tenn Financial vs EA Holdings
What people say about Cal-Tenn Financial
All experiencesNo experiences with Cal-Tenn Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Cal-Tenn Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 14, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Aug 11, 2025 | Auto loans & leases | Getting a loan or leaseProblem with additional add-on products or services purchased with the loan | Explained |
| May 8, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 2, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Questions about Cal-Tenn Financial
How many complaints does Cal-Tenn Financial have?
Cal-Tenn Financial has 4 complaints on record since August 2018, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Cal-Tenn Financial respond to complaints?
Yes. Cal-Tenn Financial answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Cal-Tenn Financial?
The most common problems are repossession (1), incorrect information on your report (1), written notification about debt (1).
Is Cal-Tenn Financial legit?
Cal-Tenn Financial is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cal-Tenn Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Cal-Tenn Financial?
Complain to Cal-Tenn Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Cal-Tenn Financial complaints come from?
Most come from Georgia (3), Alabama (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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