Debt collection
Capital Alliance Financial debt collection complaints
Consumers have filed 27 complaints about Capital Alliance Financial's debt collection. See the whole Capital Alliance Financial record.
Capital Alliance Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Capital Alliance Financial | 0 | - | - |
Latest Capital Alliance Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 3, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 11, 2023 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Apr 7, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 22, 2021 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 5, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Feb 8, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 11, 2019 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 2, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 31, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 5, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 21, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 26, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| May 24, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| May 12, 2016 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Dec 15, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Aug 4, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Explained |
| Jun 8, 2015 | Debt collection | Taking/threatening an illegal actionThreatened to sue on too old debt | Explained |
| Apr 14, 2015 | Debt collection | False statements or representationIndicated committed crime not paying | Explained |
| Feb 10, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Oct 4, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Sep 3, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jul 15, 2014 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jun 16, 2014 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| May 30, 2014 | Debt collection | False statements or representationIndicated shouldn't respond to lawsuit | Explained |
| Apr 23, 2014 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Jan 21, 2014 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Dec 6, 2013 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Capital Alliance Financial
No comments yet. Start the conversation - questions are welcome too.