Credit reporting
CarMax credit reporting complaints
Consumers have filed 2,133 complaints about CarMax's credit reporting, 520 in the last 12 months (-3%). CarMax answered 99.8% on time and closed 0% with relief. See the whole CarMax record.
CarMax against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | CarMax | 520 | 99.8% | 0% |
Latest CarMax credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 21, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 20, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 16, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 15, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 15, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 14, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 14, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 14, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 11, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 11, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 9, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 8, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 7, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 4, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 1, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 26, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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