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Debt collection

Certegy debt collection complaints

Consumers have filed 72 complaints about Certegy's debt collection, 6 in the last 12 months. Certegy answered 100% on time and closed 0% with relief. See the whole Certegy record.

Certegy against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Certegy6new100%0%72

Every debt collector ranked

Latest Certegy debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 23, 2019Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAExplainedYes
Oct 5, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftMSExplainedYes
Sep 6, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 20, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftMDExplainedYes
Aug 13, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountVAExplainedYes
Jun 19, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
Feb 22, 2019Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtFLExplainedYes
Feb 12, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountMNExplainedYes
Dec 29, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Dec 21, 2018Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Dec 14, 2018Debt collectionAttempts to collect debt not owedDebt was paidTNExplainedYes
Dec 14, 2018Debt collectionCommunication tacticsFrequent or repeated callsKYExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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