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Debt collection

Certegy debt collection complaints

Consumers have filed 72 complaints about Certegy's debt collection, 6 in the last 12 months. Certegy answered 100% on time and closed 0% with relief. See the whole Certegy record.

Certegy against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Certegy6new100%0%72

Every debt collector ranked

Latest Certegy debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Sep 9, 2026Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Apr 30, 2026Debt collectionAttempts to collect debt not owedDebt was paidAZExplainedYes
Apr 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 24, 2026Debt collectionAttempts to collect debt not owedDebt was paidGAExplainedYes
Jan 11, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtINExplainedYes
Nov 22, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftUTExplainedYes
Oct 8, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftMDExplainedYes
Aug 26, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedSCExplainedYes
Aug 12, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Aug 9, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Aug 2, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 25, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftMDExplainedYes
Feb 5, 2025Debt collectionAttempts to collect debt not owedDebt was paidIDExplainedYes
Feb 3, 2025Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jan 14, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Dec 29, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Dec 16, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Nov 2, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeWIExplainedYes
Aug 8, 2024Debt collectionElectronic communicationsFrequent or repeated messagesTXExplainedYes
May 7, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Apr 10, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Jan 12, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
May 6, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Feb 24, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtMDExplainedYes
Jan 24, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Dec 20, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Nov 26, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Sep 30, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeILExplainedYes
Sep 15, 2022Debt collectionAttempts to collect debt not owedDebt was paidMDExplainedYes
Feb 8, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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