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Debt collection

Certified Services debt collection complaints

Consumers have filed 49 complaints about Certified Services's debt collection, 1 in the last 12 months. Certified Services answered 0% on time and closed - with relief. See the whole Certified Services record.

Certified Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Certified Services1new0%-49

Every debt collector ranked

Latest Certified Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 20, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftILNo timely replyNo
May 28, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMAExplainedYes
Mar 14, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Dec 9, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeILExplainedYes
Jul 31, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
May 16, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Mar 24, 2024Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialILExplainedYes
Jan 26, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Aug 13, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Aug 21, 2022Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Aug 8, 2022Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILExplainedYes
Jul 29, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Mar 22, 2022Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Mar 8, 2022Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Nov 5, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Apr 9, 2021Debt collectionWritten notification about debtDidn't receive notice of right to disputeILExplainedYes
Aug 26, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Feb 6, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Jan 22, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Nov 24, 2019Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Sep 25, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
May 7, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
May 6, 2019Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedILExplainedYes
Apr 15, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Jan 31, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Jan 29, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Oct 10, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Sep 28, 2018Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Apr 7, 2018Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Feb 8, 2018Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialILExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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