Credit reporting
Challenge Financial Services credit reporting complaints
Consumers have filed 27 complaints about Challenge Financial Services's credit reporting, 5 in the last 12 months. Challenge Financial Services answered 80% on time and closed 0% with relief. See the whole Challenge Financial Services record.
Challenge Financial Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Challenge Financial Services | 5 | 80% | 0% |
Latest Challenge Financial Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 8, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 4, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 26, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 22, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jul 9, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 9, 2025 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Feb 19, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 16, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 29, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 3, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 26, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 6, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 5, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 20, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 4, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 10, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 28, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 20, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 22, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 7, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 28, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 1, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 16, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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