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Credit reporting

Citizens Bank credit reporting complaints

Consumers have filed 1,815 complaints about Citizens Bank's credit reporting, 282 in the last 12 months (-10%). Citizens Bank answered 100% on time and closed 1% with relief. See the whole Citizens Bank record.

Citizens Bank against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Citizens Bank282-10%100%1%1,815

Every credit bureau ranked

Latest Citizens Bank credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 7, 2026Credit reportingIncorrect information on your reportAccount status incorrectNYExplainedYes
Nov 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNJIn progressYes
Nov 3, 2026Credit reportingIncorrect information on your reportAccount status incorrectFLIn progressYes
Oct 29, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysINExplainedYes
Oct 28, 2026Credit reportingIncorrect information on your reportAccount status incorrectSCExplainedYes
Oct 24, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNJExplainedYes
Oct 22, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseRIExplainedYes
Oct 19, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Oct 16, 2026Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Oct 14, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsCAExplainedYes
Oct 13, 2026Credit reportingIncorrect information on your reportAccount status incorrectUTExplainedYes
Oct 8, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysDEExplainedYes
Oct 7, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMDExplainedYes
Oct 7, 2026Credit reportingIncorrect information on your reportAccount information incorrectNJExplainedYes
Oct 6, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Oct 4, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
Oct 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Oct 3, 2026Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Oct 3, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsNJExplainedYes
Oct 2, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNVExplainedYes
Sep 30, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Sep 29, 2026Credit reportingIncorrect information on your reportPublic record information inaccurateOHExplainedYes
Sep 28, 2026Credit reportingIncorrect information on your reportAccount status incorrectNYExplainedYes
Sep 27, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportPAExplainedYes
Sep 22, 2026Credit reportingProblem with a company's investigation into an existing issueProblem with personal statement of disputeMIExplainedYes
Sep 14, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportWIExplainedYes
Sep 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Sep 11, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMSExplainedYes
Sep 8, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeINIn progressYes
Sep 7, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportWVExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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